Thursday, April 29, 2010
This World
Thursday, April 22, 2010
4 Reasons Why a Four-Year-Old Is Like a Teenager
Tuesday, April 20, 2010
Financial Fun: Any questions? Comments?
Saturday, April 17, 2010
The Love Budget - Part 2 {The Categories}

Similar to how a financial budget has different categories, so does our Love Budget. The categories that I am going to talk about are The 5 Love Languages and God's Commands. I am going to start out talking about each Love Language (Time, Words of Affirmation, Physical Touch, Service, and Gifts) separately.
Just like in a financial budget some categories have more weight than others, the same is true in our love budget. But it will be different from person to person and family to family. You have to figure out what Love Language you, your spouse and your children speak to decide which one(s) will be more important.
For example: My Love language is gifts, my Hubby's is Service, and my Son's is Physical Touch. So, those will be the a bigger focus. We will still need to budget for Words of Affirmation and Time but they will have less weight.
So your homework for this week to find out your family's Love Languages. Here are some helpful sites for you.
Love Language Test
Summery of the 5 love Languages
The 5 Love Languages Book on Amazon.
Tuesday, April 13, 2010
Financial Fun Part 5: Dear MM--Can you help me lower my grocery bills?
Dear Motley Moms,
My family eats pretty much the same meals every week, and I buy pretty much the same thing at the grocery store every week. I buy what we need whether it is on sale or not, and it seems like we are spending too much money that way. Do you have any suggestions on how to lower our grocery bills? Thank you!
Dear Reader:
I have good news for you--you have a way of shopping that is prime for saving money with a few tweaks to your weekly routine! By doing what is called "stockpiling" (buying ingredients and foods you use often in larger quantities when they are on sale) and remodeling your grocery list a bit you should be able to lower your bills! Here's what I suggest:
1. Make a list of all of the meals and snacks your family eats and the ingredients necessary to make them. If you have more than enough favorites for a week, that's great! You will be able to take advantage of sales!
2. Divide that list into three categories: 1)Extremely perishable (like milk) 2) Somewhat perishable (foods with longer expiration dates--cheese for example) and 3) Storable (pastas, jarred sauces, canned veggies, etc.)
3. BEFORE you go shopping, find the sale circular for the store where you shop. These days, finding those online is the way to go if you'd rather not go into the store. Also, you may receive an ad with your newspaper subscription.
4. This is where your routine changes--rather than deciding what YOU want to eat that week, your ad decides for you. If there is a great deal on chicken that week, you choose to eat your famous chicken dish. If the beef is not on sale, sorry, but no steaks that week. Make your meal plan based on the sales, then add those items to your grocery list.
5. Next, scour the ad for foods you use frequently. For example, I use a ton of cannellini beans. If they are on sale for a very low price, I buy 10+ cans that week. Then, I don't buy them again until they go on sale again. Period.
Shopping this way allows you to eventually spend less on storables. There will be weeks where you only buy fresh perishable foods because you have everything else you need! A word of caution, though--be careful not to overspend the budget on stockpiling, and never buy more than you can store. Trust me on that one. ;)
If you have any advice for this situation, let's hear it! Send me any other grocery questions you may have, too. Next week we'll talk about eating healthily on a budget. This is something I'm dealing with right now, so I look forward to hearing your comments! Have a great week!
Saturday, April 10, 2010
The Love Budget
Rachel has been posting some AWESOME post about budgeting our money! I thought I would take that theme and put a little twist on it. This idea is really my Husband's. He is an accountant so he is a real numbers kind a guy. He came up with the Love Budget because he wanted a tangible way to think of love. He wanted to answer the questions:
- How can we be rich toward God?
- What is heavenly currency?
- How do we earn it, and how do we spend it?
Luke 12:15 says, "Watch out! Be on your guard against all kinds of greed; a man's life does not consist in the abundance of his possessions." This verse implies that these riches are separate from our possessions. Luke 12: 33 speaks of "treasure in heaven", which makes me think that these riches cannot be seen, and verse 34 states, "For where your treasure is, there your heart will be also." The word "heart" is often connected with the term of "love". This connection really helped me pull it all together. I remembered that Mark 12:30-31 contains the greatest commandments, "Love the Lord your God with all your heart and with all your soul and with all your mind and with all your strength. The second is this: Love your neighbor as yourself. There is no commandment greater than these." The plain and simple truth is that God values love so much more than anything else. Just as a modern day currency could have its value based on gold or silver, heaven's currency is based on love.
There are a lot of ways to earn and spend love. One great book on the subject is The Five Love Languages by Gary Chapman (I believe that he has written on for kids as well) is a great book on love. It talks about your "love tank" and how it fills up and empties out. The book talks about 5 ways to show and feel love:
- Physical Touch
- Words of Affirmation
- Service
- Gifts
- Time
Jesus also gives us some incite on how to earn and show love to God. "Whoever has my commands and obeys them, he is the one who loves me. He who loves me will be loved by my Father, and I too will love him and show myself to him." John 14:20-22
1 Corinthians 13 also sheds some light on the subject:
Love is patient, love is kind. It does not envy, it does not boast, it is not proud. It is not rude, it is not self-seeking, it is not easily angered, it keeps no record of wrongs. Love does not delight in evil but rejoices with the truth. It always protects, always trusts, always hopes, always perseveres.
Love never fails. But where there are prophecies, they will cease; where there are tongues, they will be stilled; where there is knowledge, it will pass away. For we know in part and we prophesy in part, 10but when perfection comes, the imperfect disappears. When I was a child, I talked like a child, I thought like a child, I reasoned like a child. When I became a man, I put childish ways behind me. Now we see but a poor reflection as in a mirror; then we shall see face to face. Now I know in part; then I shall know fully, even as I am fully known. And now these three remain: faith, hope and love. But the greatest of these is love.
What if we were to put together a Love Budget. A tangible measurable way to earn and spend our heavenly currency (love). "For where your treasure is, there your heart will be also." What would the plan look like?
My Husband and I are pursuing the idea of a Love Budget. Are you interested in hearing more of our thoughts on the idea?
What ideas do you have for a Love Budget, what kinds of things would you include?
Thursday, April 8, 2010
Big Boy
